Welcome to www.rupeerakshak.com ("Website"), the online investment advisory platform operated by Finmo Investment Advisers Private Limited ("Finmo", "we", "us", or "our"). By using this Website and associated services, you agree to the following terms and conditions ("Terms"). If you do not agree, please do not use the Website or our services.
1. Registration and Eligibility
You must be 18 years or older and legally competent to enter into a binding contract.
You must complete KYC verification and a risk profiling questionnaire to access investment advice.
All information provided by you must be true, complete, and up-to-date.
2. Scope of Services
Finmo offers SEBI-compliant investment advisory services through Rupeerakshak.com.
Advisory is non-discretionary in nature. You are responsible for accepting or rejecting investment suggestions.
Investment products offered include curated baskets of stocks, mutual funds, and bonds.
Execution of investments is facilitated through third-party integrated platforms. Finmo is not responsible for any failure or delay by these third parties.
3. No Distribution or Commission Income
Finmo does not distribute mutual funds or insurance products.
We do not receive any commissions, referral income, or product-linked incentives.
4. Fees and Payments
Clients are required to pay advisory fees as disclosed on the Website.
All payments are to be made digitally. No cash transactions are accepted.
Non-payment may result in suspension or termination of services.
5. Use of Website
You agree to use the Website only for lawful purposes.
You may not use the Website to transmit any malicious code or engage in unauthorized access.
You may not copy, reproduce, or commercially exploit any content without written consent.
6. Intellectual Property
All content on the Website including logos, design, graphics, reports, and tools are the intellectual property of Finmo or its licensors.
Unauthorized use of content may lead to legal action.
7. Limitation of Liability
Finmo is not liable for any direct or indirect loss or damage arising from your use of the Website or services.
Market risks and execution risks are borne solely by the user.
8. Privacy
Your personal and financial data will be used in accordance with our Privacy Policy.
Please review our Privacy Policy at www.rupeerakshak.com/privacy-policy.
9. Third-Party Links and Services
We may link to third-party websites or services. These are not under our control.
We are not liable for the content, reliability, or functionality of third-party services.
10. Amendments to Terms
We reserve the right to modify these Terms at any time.
Updated terms will normally be posted on the Website with a new effective date.
11. Termination
We may suspend or terminate your access to the Website at our discretion for violation of terms or misuse.
You may stop using the services at any time by notifying us.
12. Governing Law and Jurisdiction
These Terms are governed by the laws of India.
Any disputes shall be subject to the exclusive jurisdiction of courts in Bengaluru, Karnataka.
Disclaimer:
Please note that all processes, functionalities, methodologies, products, and services offered on this platform are subject to ongoing updates and modifications. These changes may arise due to technological advancements, innovations, regulatory updates, or system enhancements. By using this platform, users acknowledge and accept that such changes may occur without prior notice, and agree to be bound by the most current version at all times.